Terms and conditions of use

These terms govern your access and use of our subscription financial planning service on polarevixon.com. Please read them carefully before using our site or services.

September 29, 2025

Acceptance of terms

By using our website or subscribing to our service, you agree to these terms and our privacy policy. If you do not agree, please do not use our services. We may update terms as required and will provide notice of changes.

Definitions

Key terms used in these conditions are defined below for clarity.

Service: The financial planning subscription offered on a monthly basis through this website.

User: Any individual or entity accessing or subscribing to our service.

Content: All information, materials, and resources provided on the website.

Agreement: The contract formed by acceptance of these terms.

Use of our service

The service is for personal use by individuals in Australia. Commercial or unlawful use is not permitted.

Eligibility

You must be at least 18 years old and reside in Australia to subscribe. By using our site, you confirm your eligibility.

Proof of age or residency may be requested.

User responsibilities

Users agree to provide accurate information and use the service lawfully.

Maintain confidentiality of login credentials.
Update personal details as needed for accurate records.
Use the service only for lawful, non-commercial purposes.
Comply with all applicable Australian laws.

Prohibited uses

Certain activities are strictly prohibited on this site.

Impersonating others or submitting false information.
Attempting to access accounts or data without authorisation.
Using the site for fraudulent or illegal activities.
Disrupting or interfering with site security or service.
Uploading harmful code or content.

Intellectual property rights

All website content is owned by polarevixon or its licensors. Users may not copy, reproduce, or distribute content without permission, except as allowed by law.

User content

Users retain rights to content they submit, but grant us a licence to use it for service provision.

User content rights

You are responsible for your submissions and must ensure they do not infringe third-party rights or contain unlawful material.

Privacy policy

Your use of our service is subject to our privacy policy, which explains how we collect and handle data. Please read it carefully.

View privacy policy

Disclaimer of warranties

Our service is provided as-is without warranties. We do not guarantee availability or suitability for your needs.

Important notice

No guarantees of results, outcomes, or refunds are provided. Use of our service is at your discretion. Results may vary.

Limitation of liability

We are not liable for loss or damage arising from your use of our service or site content, except as required by law.

Indemnification

You agree to indemnify us for losses or claims resulting from your misuse of the site or service.

Dispute resolution

We aim to resolve disputes amicably and encourage users to contact us first.

Arbitration

If a dispute cannot be resolved, it may be referred to arbitration in accordance with Australian law.

Arbitration does not limit your statutory rights.

Online dispute resolution

You may also use online platforms for dispute resolution if eligible under Australian regulations.

More information here

Severability

If any part of these terms is invalid, the remainder remains enforceable.

Entire agreement

These terms, together with our privacy policy, form the entire agreement between you and us.

Applicable law and jurisdiction

Australian law governs all use of our site and services.

Termination

We reserve the right to suspend or terminate access for breaches of these terms at any time.

Modifications

Terms may be updated as needed. Continued use after changes means acceptance of new terms.

Contact for terms

If you have questions about these terms, please contact us below.

Email address: content@polarevixon.com

Phone number: +61.8.1855.0571

Office address: 113 Exhibition St, Melbourne, VIC 3000 Australia

Effective date: September 29, 2025

Version: 3